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	<title>Comments on: Debt. Whose fault is it?</title>
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		<title>By: Rob Kosberg</title>
		<link>http://sundial.csun.edu/2008/12/debt-who-is-at-fault/comment-page-1/#comment-15481</link>
		<dc:creator>Rob Kosberg</dc:creator>
		<pubDate>Wed, 28 Oct 2009 12:03:33 +0000</pubDate>
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		<description>Just a quick update - Banks are de-leveraging and retracting credit to adhere to Fed guidelines.  This has presented an unprecedented opportunity to settle your debts very cheaply.  We&#039;ve been successful at helping people to settle their credit card debt for as little as .10 on the dollar.  Yes, of course, you can use a service like mine BUT try to do it yourself first and see what kind of work out you can get.</description>
		<content:encoded><![CDATA[<p>Just a quick update &#8211; Banks are de-leveraging and retracting credit to adhere to Fed guidelines.  This has presented an unprecedented opportunity to settle your debts very cheaply.  We&#8217;ve been successful at helping people to settle their credit card debt for as little as .10 on the dollar.  Yes, of course, you can use a service like mine BUT try to do it yourself first and see what kind of work out you can get.</p>
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		<title>By: Rob Kosberg</title>
		<link>http://sundial.csun.edu/2008/12/debt-who-is-at-fault/comment-page-1/#comment-14513</link>
		<dc:creator>Rob Kosberg</dc:creator>
		<pubDate>Sun, 04 Oct 2009 21:09:21 +0000</pubDate>
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		<description>Besides the standard &quot;spend less than you earn&quot; there are a number of ways to &quot;settle&quot; your credit card debt and pay 30-40% of the principle.</description>
		<content:encoded><![CDATA[<p>Besides the standard &#8220;spend less than you earn&#8221; there are a number of ways to &#8220;settle&#8221; your credit card debt and pay 30-40% of the principle.</p>
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		<title>By: Rob Kosberg</title>
		<link>http://sundial.csun.edu/2008/12/debt-who-is-at-fault/comment-page-1/#comment-14512</link>
		<dc:creator>Rob Kosberg</dc:creator>
		<pubDate>Sun, 04 Oct 2009 20:42:46 +0000</pubDate>
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		<description>Sadly in my business I am there when it&#039;s time to pick up the pieces from abused credit.  The best advice I can give is to remember that the borrower is slave to the lender.</description>
		<content:encoded><![CDATA[<p>Sadly in my business I am there when it&#8217;s time to pick up the pieces from abused credit.  The best advice I can give is to remember that the borrower is slave to the lender.</p>
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	<item>
		<title>By: HG</title>
		<link>http://sundial.csun.edu/2008/12/debt-who-is-at-fault/comment-page-1/#comment-14</link>
		<dc:creator>HG</dc:creator>
		<pubDate>Thu, 11 Dec 2008 05:37:59 +0000</pubDate>
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		<description>What are some ways to decrease debt?</description>
		<content:encoded><![CDATA[<p>What are some ways to decrease debt?</p>
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