At the age of 35, business finance major, Adrineh, who chose not to give her last name because of confidentiality reasons,  has already filed for Chapter 7 bankruptcy. “We bought a house five or six years ago when the prices were high and we started renovating the house,” she said. “At the same time I stopped working full-time because I have chronic back issues.” With the financial downturn in 2008, Adrineh said the new expenses and health issues could not… Read more

Mint, is possibly one of the scariest yet helpful websites ever! Why is it scary, you may ask? Well, because it puts everything into perspective all in one screen. This website inputs your bank account information, your loan’s, your credit card debt and anything else you might have accumulate. It informs you of your cash vs. credit card debt and sums it up in your net worth (plus it is completely safe to use). On top of that it gives… Read more

As a college student I know that the money I earn combined with the little money I get back from financial aid is barely enough to support my lifestyle, which by the way is not grand. After a few very bad experiences with over drafting, credit card payments, and loans, I feel that I have learned my lesson. Well… because I am still paying for it. I agree that often times we are pushed into it because either we cannot… Read more