There is a question about whether there is any real competition between Obamacare or the university Insurance. In reality, I believe they have more similarities than differences.
Both programs have been created to provide healthcare for individuals and families at affordable rates. Both have their benefits, but I believe it is a matter of preference for CSUN students, faculty and staff.
The Klotz Health Center has actually teamed up with Covered California, which is the health care initiative in the state.
The Klotz Health Center website shares this statement, “Together they have to provide participants with programs such as Family Pact and Medi-Cal, which can help eligible students who need free or low-cost services. The Student Health Center is opened to students for a free consultation with a doctor, nurse or health educator to find out about their options.”
Knowing your options is important.
Obamacare is a federal law providing reform of the U.S. healthcare and health insurance system signed by President Obama in 2010. Obamacare is also known as the Affordable Care Act or Patient Protection and Affordable Care Act. Open enrollment for Obamacare ended Feb.15, 2015.
The regulations for Obamacare are less strict, and will provide care for patients regardless of any already existing health conditions. Before, it was a little more difficult to get insurance because insurance companies had very strict regulations, and a lot of people were getting denied or getting cut off from insurance plans in which they were already in. This is something I learned from my sister, who has worked as a healthcare professional for Covered California. I believe this will help provide good quality care for people of all different income levels to receive the best quality of care.
Many people before this initiative were working to essentially pay their medical bills.
Covered California gives individuals, regardless of a preexisting condition, to get a safe type of insurance that is regulated by the government. Depending on one’s financial income, individuals may qualify for financial help, making it more reasonable to purchase health insurance, and most importantly, to have a safe place to go and receive medical assistance.
Now let’s take a look at the benefits the university has for us:
The university insurance is one of the many things that is provided to us through our tuition. Why not use it? I believe this is a great thing, especially for students that do not have any other form of healthcare.
Convenience should be at the top of our lists. It is easy to go to the Klotz Student Health Center coming from campus.
I have medical insurance, but I have made appointments here on campus just because it is closer to school, and work, for me. I was attended to immediately and was out of the doctor’s office ready in time for my next class.
My advice to everyone would be to know your options!