The price of housing remains a major factor for many CSUN students planning their living arrangements for upcoming semesters – in particular, students who are choosing between on-campus and off-campus housing.
For many students, the cost of on-campus housing can feel like another financial burden on top of tuition, books and other living expenses. Housing prices for the 2026-2027 academic year have been released, showcasing that apartment-style units with kitchens will cost students around $11,351 annually, with other housing types running from about $8,812 to $9,153, not including meal costs.
Sophomore business major Ross Orellana said those costs played a major role in his decision to live at home.
“I just find it cheaper living at home instead of paying for extra amenities at the dorms,” Orellana said, noting that both options have similar nearby amenities. “I get more freedom too. I am closer to my relatives, so I get more support.”
When it comes to comparing the financials of these living options, the most affordable option will differ on a case-by-case basis for students. According to CSUN’s 2026-2027 cost of attendance data, it is estimated that students living on campus will pay an average of $29,486 per year. The average off-campus rate is $39,920 per year, and the average at-home rate is $23,980 per year.
For some students who live in the dorms, even with financial aid, the cost of housing may not be enough to qualify. Senior marketing major Attallah Muhammad said her financial aid covers a portion of her housing, but it does not always feel like she’s receiving her money’s worth.
“The cost of housing is kind of similar to that of a low luxury apartment,” she said. “The buildings are a little dated, and it doesn’t reflect the quality of what we’re paying.”
Muhammad also mentioned that convenience is one of the top reasons why she still resides on campus. The dorms are close enough that she can get to class on time compared to commuter students.
Timing is another factor that comes into play. The 2026-2027 housing application opened in March, forcing students to decide well before having a clear picture of how much they will have to pay. CSUN offers students a way to estimate housing costs through its online rates page.
While some students choose their housing options with cost and independence in mind, others remain fond of living on campus. Freshman criminology major Jordan King-Henry said dorm life has helped him transition to college life by giving him “a sense of community,” to meet new people and form friendships.
At the same time, King-Henry also recognized that the expense may not be worth it for all students, since he uses his financial aid to pay for housing.
Some students said the decision ultimately comes down to balancing cost, convenience and lifestyle. Dorm living offers easier access to campus resources and social opportunities, and off-campus options can provide more flexibility and financial control.
As housing prices continue to rise, many CSUN students are being forced to make practical decisions about where they live, weighing not just what they want but what they can afford.
